Archive for the ‘Credit’ Category

You Can Raise Your Credit Score By 200 Points – Discover How

How to Obtain Business Credit

I’ve been teaching business credit tactics to my friends and students that need start up supplies and money for a few years, and it can really help to grow your business if used wisely.

I started my first business with a 450 credit score, I couldn’t get a bank loan to save my life 🙂 I did it the hard way, I never knew about business credit until I had an 800 credit score with a 6 figure business a few years later, and they were throwing credit cards at me, of course when I didn’t need them anymore.

You are missing out on piles of money and paying super high taxes if you are not treating your business as a business.

Now find the “business credit” sections of the large retailers of Staples, Target, Home Depot, Best Buy, and many others. Within three weeks he had $7000 of business credit through those four companies.

As I mentioned earlier, there is also the option of establishing a DUNS number through which is the largest business credit profile company. I recommend doing this because it is helpful as your business matures, but it is not necessary as some like to claim for attaining business credit.

Pay your bill on time every month and you will be getting tons of credit offers in the mail each month because just like with personal credit, the credit card companies scan these databases for businesses that pay their bills but do not pay the entire balance.

I see no reason why $2000 to $8,000 in credit will not help get your business on the right track. Find ways to improve, raise, boost, and increase your credit score.

The simplest way to raise your credit scores is to use credit only when emergencies strike. This simply reflects consumptive and irrepressible spending, which does not bode well with credit ratings. Credit scores are essentially measures for creditors to assess whether you are worthy of their credit, and these are computed through all of your credit report information released usually by credit bureaus. Check out your credit report, and actually scan the individual items written on it.

Recommendations For Writing Hardship Letters For Loan Modifications

Federal Government Loan Modification Can Help Lower Your Mortgage Payments - Qualify TodayAre you eligible for such a loan modification?

Your loan will be re-modified, keeping in mind your income as well as other expenses.

Federal Government Loan Modification Can Help Lower Your Mortgage Payments – Qualify Today

Posted: Jan 08, 2010 |Comments:
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Foreclosure Help? High Payments? Grants, Scholarships, Student Loans May Be Available.
See If You Qualify, See Savings! Hardship letters for loan modifications are one of the few requirements which you need if you want to avoid a foreclosure on your home or property. You must also let them see that through this loan modification program, you can repay your loan with them. Your hardship letter should only be a few pages or even shorter. Once your lender will find your letter serious and trustworthy, you just might save your home from getting foreclosed.

How to Get Fen- Phen Lawsuit Loan – Litigation Financing?

24 Hour Payday Loan - Cash Loan Anytime

24 Hour Payday Loan – Cash Loan Anytime

It is called lawsuit funding or often referred as lawsuit loan, lawsuit financing, litigation financing, legal finance, pending lawsuit loan, lawsuit cash advance, legal cash advance and lawsuit advance funding. It is estimated that over 6 million persons took Fen Phen (also spelled phen phen or phen fen). With a legal cash advance or pending lawsuit loan, on your Fen-Phen lawsuit settlement, you reduce the financial and emotional stress on you and your family. This risk free source of lawsuit loan or lawsuit funding is now available for plaintiffs involved in Fen-Phen and other pharmaceutical product liability lawsuits. It carries no risk because Fen-Phen lawsuit plaintiffs pay only when they get their Fen-Phen settlement money from Defendant Company. Litigation financing or so called Lawsuit loan can help them buy some time with a cash advance on their Fen-Phen lawsuit settlement. Fen-Phen Lawsuit Funding or Lawsuit Loan: How does it work? There are many advantages of Fen-Phen lawsuit funding or litigation financing Program. The process to receive lawsuit loan or legal cash advance is risk free ; simple. No employment requirement is required to apply for a lawsuit loan or legal cash advance.3. If plaintiff loses case, plaintiff owes nothing to litigation financing or lawsuit funding company.You can use the lawsuit loan or legal cash advance in any way you like.

How to Get Home Loan Pre-approval

A loan for a median priced home in Long Beach of $245,000 is quite different than a median priced home in Palos Verdes Estates of $1,482,500 (data per Los Angeles MLS). Typically a 30-year loan is given, and in today’s market a fixed rate loan is most likely chosen over a variable rate loan.

The pre-approval letter is given by a lender to document the loan details for a loan you would qualify for.

– Complete loan application

– Profit and Loss Statements (if you are self-employed)

You don’t have to pay for a pre-approval, most lenders do not charge a fee and they are excellent lenders.

It is wise to start this pre-approval mortgage loan process well in advance of looking for your Los Angeles home. Credit reports sometimes contain inaccurate information, which may affect qualifying for the loan or being placed in a loan program that charges higher interest rates than necessary. The buyer should get a copy of their own credit report prior to starting this pre-approval process.

The mortgage lender will provide the potential borrower a pre-approval letter up to a specific loan amount.

What Are The Several SBA Loan Specifications?

Loan Modification - Options For Investment PropertiesHas your loan balance surpassed your property’s value? An investment property loan might be something to consider.

Loan Modification – Options For Investment Properties

Small businesses are the only ones who will qualify for a loan guarantee from the Small Business Administration.; The SBA loan requirements are very different from one loan to the next because there are numerous diverse loan programs.

If it has been determined that the small business needs an SBA guarantee, then they must also fulfill the SBA loan guaranty parameters.

The SBA loan requirements for a 504 or CDC loan program are simpler:

*The small business must meet the SBA size requirements

*The small business net worth cannot exceed $7,000,000

SBA loan requirements are to make sure of two things.; Number one is that the small business will not default on the loan.; Number two is that only small businesses are allowed access to the loan program.

The Quickest Way to Repair My Credit Report and Rating

As a result, this information would be added to the bad credit person’s credit report and their score would instantly increase.This was the surest, fastest and most effective way to potentially increase a person’s credit score over 100 points. Credit brokerage companies and people started “renting” their credit to other people in exchange for several thousand dollars. Not only is this a risky move for the person with good credit, but it manipulates the credit scoring system as a whole in a way that makes it ineffective.As a result, in 2008 FICO closed the piggybacking loophole by no longer factoring the co-authorized users accounts into their credit scoring formula.

8 Quick Suggestions to Earning A lot more Credit Card Air Miles

How the Economy Effects Credit TodayThe interest rates from credit card companies are getting very high. Do not open up multiple credit card accounts causing you too lose money in interest and fees. Our economy needs to be sound if we want a sound credit system. Credit cards that reward their cardholders through air miles redeemable towards airline tickets are really popular today, especially among frequent travelers. Rewards can really add up quickly if use of the air miles credit card is maximized. Here are 8 quick tips to earning more credit card air miles that everyone can use…1. Get the Best Card – Some air miles rewards credit cards are better than others. Get More for the Money – Some air miles credit cards share their rewards in the form of cash rebates or credit towards a ticket purchase instead of just rewarding the ticket itself. 4. Use the Card for Everything – To maximize the air miles earned, it’s important to use the credit card and get rewards for every practical purchase possible. Sometimes the credit cards offer double the miles or bonus miles on purchases that fit into one certain category or another. Check Out Partnership Deals – While on the card’s website, also check out any partnership deals offered with the miles reward program.

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