Archive for the ‘Business’ Category

Wealth Building Books – Foundation & Creation

I hand-picked the following wealth building books as the best resources (in my humble opinion) for developing the habits and attitudes that lead automatically to wealth. This is the easiest and most certain path to financial freedom that I know – simply by shifting your habitudes. Each of these books offers a slightly different perspective on the subject so look them over and see which one is most compelling for you…

The Millionaire Next Door: The Surprising Secrets of America’s WealthyStanley and Danko completed extensive research on millionaire habits with the intention of forming a marketing strategy to sell to the wealthy. What they discovered was so surprising it became a New York Times bestseller and perennial favorite. I honestly thought I was a freak until I read this book and realized my habits were typical of millionaires.

 

The Millionaire MindThe reason I like Stanley and Danko’s books so much is they are the only ones in the group who researched actual millionaires to determine the correct habitudes. Many authors use conjecture and anecdotal evidence. These guys used hard research.

Stop Acting Rich: …And Start Living Like A Real MillionaireThis is the third and most recent book in their series on millionaire habitudes. It rounds out the trilogy for fans of the previous books.

How to Be RichIf you want to learn about building wealth there is no more authoritative teacher than J. Paul Getty. Surprisingly, this book provides down-to-earth actionable habitudes that you can implement in your own life.

The Wealthy Barber, Updated 3rd Edition: Everyone’s Commonsense Guide to Becoming Financially IndependentA straightforward approach to the most basic habitudes to build wealth. A classic in the field.

 

The Richest Man in BabylonNo library on wealth building for the “normal” person would be complete without this classic parable. The principles taught are basic and timeless at the same time.
Secrets of the Millionaire Mind: Mastering the Inner Game of WealthI’m not a big fan of Harv Ecker’s marketing practices but there is no denying the addition this book makes to this subject. I include it grudgingly with the warning to stick with the book only and not get roped into his marketing funnel for upselthls from the book.

 

Think and Grow RichThis is a classic and a must read. I’ve personally read it several times and will read it to my children someday. It is that good.
Rich Dad’s CASHFLOW Quadrant: Rich Dad’s Guide to Financial FreedomRobert’s “Rich Dad” series is a bestseller for a reason. My complaint is his books became quite repetitive and were short on actionable advice. I recommend this one because it teaches some very important principles that make a unique contribution to the literature.

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st CenturyI still remember the first time I read this book. Actually, my wife and I listened to it as a book on tape while taking a long drive. It stimulated many great shifts in thinking and clarified my stance on consumerism while bringing clarity to the process of how simple the road to financial freedom really is.

EverBank Review – Exclusive Review of EverBank Online Banking

Hey Everyone, Josh here again for another Modest Money review! Today, we are going to go over one of the fads that seems to be sweeping the world, online banking. Now, there are a lot of online banks out there, and I understand the need for them. However, as with any other product, there are some good online banks and some that aren’t so good. I’ve been hearing a lot about EverBank in the personal finance blogosphere. So, I figured I’d take a look and see what I find.

EverBank Short Review

EverBank Pros – EverBank hosts all kinds of banks accounts ranging from your standard check and CDs to high yield money market accounts. Also, interest rates on money market accounts are far beyond interest rates found on competitor money market accounts. Earning more always works for me! One thing that I find really neat is that you can write checks directly from your money market account. This is a feature I haven’t seen with any of their competitors.

EverBank Cons – Minimum account balances to start an account and to avoid fees are a bit high for me. To open a money market account with them for instance, you have to start with at least $1,500 and to avoid the monthly fee, the minimum balance is $5,000.00.

EverBank Overall – EverBank is a fairly well known bank with plenty of resources. They are also FDIC insured, which gives it’s customers a bit of piece of mind. There are benefits to investors in money market accounts as they generally have high yields. Also, it’s pretty simple to open an account. The only read draw back that I’ve found is that the accounts require high minimum balances. That being said, I would consider this to be a great option for money market investors that want higher yields, but not the best option for standard checking, savings and other forms of accounts.

EverBank Long Review

Now lets get into the good stuff. EverBank has been really grabbing the attention of consumers who like to invest their savings with rather large returns. In the beginning, they offer a 3% return on money market accounts as a promotional rate. After 6 months, that return is reduced to 2%. If you’re in the market now, you know that these are incredibly high returns. I would even venture to say that they’re the largest returns I’ve seen on money market accounts since before the great recession years ago! Also, when it comes to money market returns. EverBank guarantees that your account will be in the top 5% listed on BankRate.com as far as returns are considered. That’s a pretty strong guarantee! The top 5% guarantee is on money market and checking accounts which is a big plus!

OK, now lets talk about fees. Lets face it, any bank charges fees. That’s how they stay in business and offer us the services that make managing our money easier. When it comes to their checking accounts, they boast that they come with no monthly fees, no ATM fees and no annual fees. They also refund any fees charged by other ATMs if you maintain an account balance of greater than $5,000.00.

When it comes to money market accounts, they make it pretty difficult to figure out their fee structure on their website. As a matter of fact, all I was able to find on their site is that their Money Market accounts are free. However, after further research, I found that the accounts are only free under conditions. I’ve read several reports of $8.95 monthly fees if accounts do not maintain a minimum balance of $5,000.00. Because there are so many free money market accounts out there, if I didn’t have $5,000.00 to put into it, I’d have to search for another company to work with.

Another thing you really need to think about when it comes to choosing a bank no matter if it’s online or off, it’s important to know that you’re working with a reputable bank. That being said, I’ve read some very mixed results with regard to the reputation of EverBank. Those who are higher profile generally tend to love working with them. Even some regular consumers like myself have a lot of good things to say. However, I’ve also read a few complaints about differences between what the website says and what the mailed in terms say. For instance, I read one report that the website said you needed a minimum balance of $1,500.00 to avoid a $4.95 monthly fee. However, when that individual got his paperwork in the mail, he read about the $5,000.00 minimum balance with a $8.95 fee being avoided.

In EverBank’s Defense To The Above Mentioned Matter

After being upset, that person wrote a blog post about his experience and was contacted by the big wigs at EverBank. When he was contacted, he was informed that EverBank had multiple servers and at the time he signed up, they were in the process of changing terms on accounts. Because the server he had accessed and applied for the account through had not yet been updated, the terms came out different online than they did in print. EverBank claims to have cleared this matter up. I’ve only found one complaint about this. No one else online seems to have experienced any related issue.

My Overall Thoughts Of EverBank

When I started my research on this company, I grew very concerned with discrepancies in what consumers were told online and what was printed and mailed to them. I was also a bit concerned about the fees not being outwardly mentioned on their site. However, after I dug a bit further into what they have to offer and how reputable they really are, I was shockingly pleased. The bottom line is, EverBank was designed for consumers and businesses alike that have $5,000.00 or more in a savings or money market account. You don’t necessarily have to have that much money in the account, but without it, it may not be what you’re looking for.

When it comes to checking accounts, there are no monthly or annual fees. Not to mention, this is the first bank I’ve come across that’s willing to refund fees that ATMs from other banks charge. When it comes to the checking accounts, as long as you’ve got $1,500.00 to start your account with, I can’t see why you wouldn’t want to start an account with them!

Scotiabank Gold American Express Credit Card Review

Hey everyone, thanks for joining me for this week’s review! Today, I’m going to bring it back to Canadian credit cards with the Scotiabank Gold American Express credit card. This one has gained a bit of buzz lately in the blogosphere. So, I figured I’d review it to see what it was all about. As always, this is going to be a nothing held back review! You’re about to learn the good, bad and ugly for the Scotiabank Gold American Express travel rewards credit card!

Scotiabank Gold American Express Credit Card Short Review

Scotiabank Gold American Express Credit Card Pros – If you’re looking for a credit card with a decent size spending limit, you’ve found it here. The maximum spending limit for this card is $5,000! Also, it has a pretty low annual fee, weighing in at only $99. However, the biggest perks associated with this credit card is the rewards. You can earn up to 4 Scotia Rewards points on qualifying purchases (I’ll go over what that means in the long review below), and 1 point for every standard purchase. You’re able to redeem the rewards for travel purchases, gift cards and more. It really is a great rewards program.

Scotiabank Gold American Express Credit Card Cons – The interest rate is a bit high, but that’s to be expected when it comes to any rewards credit card. However, this isn’t the highest interest rate out there for sure, and there are ways to avoid the interest when using rewards credit cards. I’ll explain the best way in my long review.

Scotiabank Gold American Express Credit Card Overall – Overall, this is a great credit card. The lender behind it is a trusted one, it comes with great rewards, a great spending limit, and an annual fee that’s lower than most of the competition. The only draw back is the interest rate. However, when it comes to rewards credit cards, we come to expect higher than average interest.

Scotiabank Gold American Express Credit Card Long Review

OK, now it’s time to dig deep into the details. Because the most important factor of a credit card for most people is cost, that’s where I’ll start. First off, the Scotiabank Gold American Express Credit Card comes with a $99 annual fee. In line with it’s competition in the travel rewards credit card industry, this one definitely stands out as one of the lower fee options. At least when it comes to the annual fee. The interest rate on the other hand, well, it kind of blends in with the rest.

The standard interest rate on this card is 19.99%. It’s not incredibly high, however, it’s not the lowest either. I’d call it average. However, if you own credit cards, you know that standard interest rates aren’t the only interest rates you should be concerned with. Cash advance and balance transfer interest rates may come into play depending on how you decide to use your new card. That being said, on the Scotiabank Gold American Express card, these rates are both 21.99%.

I promised that I would explain to you how you can avoid interest entirely, and here it is. It’s simple, pay your balances off as soon as you create them. Interest only can be charged to you if you carry a balance past the grace period. If you pay your credit card balance off every time you get paid, chances are, you’ll fall well within that grace period and never pay a dime in interest on your debts.

Now, let’s talk a bit about rewards. After all, if it wasn’t for the incredible rewards it offers, chances are, you wouldn’t be interested in this card. The Scotiabank Gold American Express card rewards operate on Scotia Rewards points. They work just like any other rewards program. Spend money, earn rewards! However, it’s how quickly you can accumulate these points and how much you can redeem them for that makes this rewards program so valuable.

With the Scotiabank Gold American Express Credit Card, you can earn up to 4 Scotia Rewards points for entertainment, gas, grocery store, and dining purchases. That covers most of what we all buy on a regular basis! So, on the vast majority of your purchases, you could be earning 4 Scotia Rewards points. Of course, outside of these categories, you’ll still earn Scotia Rewards points. As a matter of fact, you’ll get 1 for every dollar spent!

Once you’ve accumulated enough points, it’s time to redeem them, but what can you redeem them for? This is a travel rewards program. That being said, you can redeem your points for qualifying travel based purchases, like airfare. You also have the option to redeem the points for gift cards and other miscellaneous rewards.

Finally, let’s talk about the bank itself. The truth is, it doesn’t matter how good the perks are printed out to be if the company is known for not fulfilling it’s promises. That being said, Scotiabank is one of the leading lenders in Canada. They’ve made a name for themselves as having some of the best customer support surrounding their very secure products. When it comes down to it, there are few to no lenders that are better than Scotiabank.

Should You Apply For The Scotiabank American Express Card?

Well, that all depends on you. What are you looking for from your credit card? Are you financially responsible enough to pay your bill completely off every time you get paid? How often do you travel? The bottom line is, if you want a credit card with a good spending limit and great travel rewards, you’ve found it! However, with great perks come great costs if you’re not careful. That being said, the Scotiabank American Express Card card is reserved for financially sound individuals.

Credit One Bank® Platinum Visa Card Review

This Credit One Bank® Platinum Card is a card that can be useful, but should be handled with extreme caution. Do I have your attention? Let’s proceed. First of all, this is a card focused on folks with miserable credit. The card is marketed as a tool to rebuild deplorable credit scores. And it can! But if you don’t keep up with it, things can be worse for you than they were before. For the right customer, this card can be a strong ally, however. Read on to learn more.

Credit One Bank® Platinum Visa Card Short Review

Credit One® promises to provide premium credit history on your behalf to the 3 Credit Reporting Agencies…if you keep up with your payments. And this shouldn’t be too difficult. The credit limits are very low, designed to allow small payments that can be immediately paid off. If you use the card this way, you will see your credit score rise and all will be well. There may be a charge for the lift to your score. But for many customers, the boost in their credit card is significant and fast. This is the good news.

Credit One Bank® Platinum Visa Card Long Review

I have read a lot of reviews of this card. Customers say it works and they’re happy with the resulting boost to their credit scores. But this is a specific type of customer. People who suffered a catastrophic financial loss and its consequent hit to their credit score are the best candidates. They may already be reliable in their financial lives, their credit score just doesn’t reflect this. For this kind of person, this Credit One® Platinum Visa is a great choice. As a general credit card, it is not the best choice. But then, that’s not what it’s designed for. If a customer deviates from its intended use, fees abound and the interest rates for debt you carry as a balance are sky high.

So have a plan and stay the course. This isn’t a normal credit card. It has a specific purpose. One reviewer compared it to fire: used properly it can warm you and be all the difference in your life; used improperly and it can be very harmful.

Final Thoughts

So I recommend this Credit One Bank® Platinum Card, but only for specific and cautious customers. If you can reliably pay off your balance every month, and don’t mind an annual fee, you can enjoy real growth to your credit score in a short amount of time. This can get your financial life back on track fast. If you are not this sort of person, I would recommend a secured card of some kind. Used properly, this is an effective and legitimate financial product that I don’t mind recommending.

Hidden advantages of savings accounts

Savings accounts? Are you crazy? Boo, hiss. These days, savings accounts are only used as joke fodder for late-night comedians. Take the mom who wants to teach her kids the value of prudent financial management, for example:

For little Bobby’s eighth birthday, his mother takes him down to the local credit union to open a savings account. Figuring that all the grownups in his life would pour money into this new savings account to encourage him – without his lifting a finger — Bobby reasons that the offer is hard to beat. So, off to the credit union they go.

At his mother’s prompting, Bobby explains to the banker that he came to open a savings account. The banker gives a knowing glance to the mother and pushes the application form across the desk to Bobby. “Well, sir, this is your account, so you have to fill it out.”

Bobby methodically makes his way through the form, but pauses when he comes to the box that reads: “Name Of Your Former Bank.”

After a minute, he grins as he writes … “Piggy.”

Ba-da-boom! [Cue the clash of cymbals.]

If you’re like millions, you might think that savings accounts have no more use than old-fashioned, lame jokes.

Think again.

I used to stick my nose up at savings accounts too, until my late father-in-law told me he invested in nothing but an old-fashioned savings account. He was a wise man of few words; so when he spoke, everyone listened — including me. Until his death, he lived frugally — but comfortably — on those savings.

My father-in-law’s experience made me look at savings accounts with different eyes. Granted, he did this in the days when they paid interest rates with real numbers before the decimal point. That’s no longer the case, is it? These days the return you get on savings accounts barely moves the needle on the return scale. We often joke that banks use those accounts to challenge their IT people to see how many zeroes they can get into an interest rate, like 0.000001%.

Ha-ha! [Cymbals.]

Nevertheless, I still believe savings accounts are a viable part of a successful investment strategy.

Why in the world would anybody think that?

Well, first of all, there are the old standby arguments you always read when you do a search for something like “the advantages of savings accounts.”

The obvious advantages of savings accounts

1. Liquidity

With most investments, there is a time delay involved in getting access to your money. But sometimes you need quick access to your funds. Our furnace went out a short while ago, right before a really cold snap moved through. (In fact, it was only when I went to turn on the pilot light that I discovered it had given up the ghost after 30 years.) Thankfully, we had enough sitting in a savings account to take care of that problem immediately.

2. Safety

Everyone knows that (in most cases) the Federal Deposit Insurance Corporation (FDIC) guarantees up to $250,000 of your money in a savings account. Now, I know there is a cadre of people out there who believe the sky is about to cave in on us and that that guarantee is worthless; but for the rest of us, that guarantee makes a savings account as safe as anything you are going to get anywhere. And as Warren Buffet often remarks, “Rule #1 in investing is: Don’t lose it. Rule #2 is: See Rule #1.” For safety, it is hard to beat the savings account.

3. No hurdle to start

As Bobby’s story above illustrates, getting started with a savings account is both quick and easy. No minimums, no fuss, no conditions, no nothing — just “git ‘er done” and you’re in business.

The not-so-obvious advantages of savings accounts

Now, as Tom Selleck used to say in “Magnum, P.I.,” “I know what you’re thinking.” We’ve heard this a million times, and by now those arguments insult our intelligence because they downplay the abysmal returns quantitative easing is causing us to endure. You are just writing this to get another post out there, or who knows why. Wake us up when you have something real to say. How do I know that? Because I used to think that … until just under 10 years ago.

In a previous post, I related how my wife and I had a wake-up call late in life and we suddenly went into overdrive-catch-up mode determined to cobble together as much of a retirement fund as we could in short order. Like many people, I didn’t know where to begin when it came to investing. That’s when I discovered the first of the hidden advantages of a savings account.

4. You don’t need to know anything

On my other blogs, I often hear from readers who explain why they put off investing or (worse) have no plan to invest at all. Close to the top of their list of reasons is ignorance: They don’t know what to do or how to invest. I didn’t either, so I started by simply piling all our spare money into a savings account.

This is the age of the Internet and, if you want to learn, there are many places where you can learn how to invest, for free or for money. However, you don’t need to know anything to get started with a savings account. You can always reinvest what you have deposited there somewhere else, but it is almost impossible to get back what never got put in there in the first place.

5. You don’t need to take any risks

As pointed out above, a savings account is probably the safest starting point for any long-term investment strategy. It is the easiest thing in the world to move money out of a savings account into another investment vehicle when the opportunity presents itself. As an example, if the house next door becomes available and you want to buy it as a rental property, where do you put your funds as you scrape up the down payment? Your savings account would be a good start … if you were faithful and consistent to keep building it.

6. You buy time to learn

Ignorance is one of the biggest obstacles holding people back from being determined and consistent investors. Ignorance usually leads to this kind of statement: “If I don’t know what to do, I’m very afraid of losing my money.”

Well, if you start with a savings account, you buy yourself enough time to learn all you can about investing, until you are comfortable that you know what type of investing interests you, and then you can ease into that at your own pace — with the capital you have been saving all along!

7. Positive reinforcement

Nothing succeeds like success, they say. Instead of procrastinating out of fear and ignorance, when you start with your humble savings account, you see progress after a few months. Sure, it’s not a million dollars, but it is more than you started with.

Once we saw our savings account grow, it inspired us to see if we could do even better. It’s hard to put a value on this positive reinforcement, but for us it was invaluable. The biggest mistake people make is not following through with their investment plan. The instant feedback you get on your growing savings account can be a motivator to keep going, if that sort of things has meaning to you (as it did for us).

8. Reality is on your side

Reality? What reality? This reality: No matter what you invest in, for the first five to 10 years, the lion’s share of your nest egg consists of your own contributions.

As the chart to the left shows, it isn’t until your cumulative contributions begin to add up to “real money” that the returns or interest also begin to add up and create a material boost to that nest egg.

When you make the decision to get serious about investing, you can take some comfort in the fact that you don’t lose a lot by taking a year or two to learn all you can about investing while you simply stash cash in an old-fashioned savings account.

(In fact, you could think of that teeny, little bit of interest you lose as your school fees, which are cheap at the price, all things considered.)

But that doesn’t mean you should wait to open a savings account if you don’t already have one …

… because the biggest key to investing success, as many have pointed out, is simply to get started. And there is no easier and safer way to get started than to open a humble savings account. You don’t need to restrict your investing to savings accounts like my father-in-law; but as a starting point to a successful investing career, savings accounts are hard to beat.

Did you use a savings account to help you get started investing? What do you see as the advantages of savings accounts?

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

PTI Marketing Technologies® Rebrands to MarcomCentral®; Continues to Provide Advanced Marketing Asset Management Solutions

PTI Marketing Technologies, a leading provider of cloud based Marketing Asset Management and Variable Data Publishing solutions, today announced its rebrand to MarcomCentral. MarcomCentral, the flagship product from the company, will be renamed to MarcomCentral Enterprise Edition and MarcomCentral Web-to-Print and the popular FusionPro® VDP product name will remain the same.

“Changing our name to MarcomCentral just makes sense since this is how we’re known globally,” said Coleman Kane, President & CEO, MarcomCentral. “With our acquisition by Ricoh last year, we’re operating in more channels and as we grow, the MarcomCentral brand name best reflects our evolving service offering.”

The rebrand includes a new logo, website, digital and print assets, as well as enhanced social channels. The new look and feel is designed with the user in mind- to simplify the core features and benefits for an improved interaction with the brand across multiple channels. “We’re taking this opportunity to align our brand vision with the growth we’re experiencing in the Enterprise space,” stated Forrest Leighton, VP of Marketing, MarcomCentral. “It’s an exciting time for us; I’m thrilled we’re able to provide a fresh look and experience for our current and future customers.”

MarcomCentral will continue to invest heavily in engineering providing new features to the core product lines.  Customers can expect regular product enhancements and new integrations for the award-winning marketing personalization software. Recent additions include integrations with Birst Analytics, Marketo and Salesforce and features like video bookends and HTML editing.

“Our MarcomCentral and FusionPro products continue to be leading software solutions in Marketing Asset Management and print personalization fields,” stated Kane. With Ricoh’s support and the rebrand announcement, we look to provide our customers with the best cloud-based software and service for their marketing requirements.”

For more information about MarcomCentral’s solutions and products, visit marcom.com.

Asia Pacific Mobile Money Industry Prospects till 2019 – China and India to Bolster Growth

Asia Pacific Mobile Money Industry Prospects till 2019 – China and India to Bolster Growth

he Report Titled “Asia-Pacific Mobile Money Industry Prospects till 2019 – China and India to Bolster Growth” provides an in-depth analysis of the Mobile Money Industry and covers specific insights on the market size in terms of global mobile money market value, region and product wise segmentation, value chain analysis, business models, recent trends and developments and future outlook of the mobile money Industry at the global and regional level. The report also entails a detailed description of the prominent and emerging geographic markets of the region including China and India.

Mobile money is an emerging concept in the global market which represents a profitable opportunity with a massive social impact by allowing customers to access services which can help them to effectively manage their day to day routines. The concept of mobile money or mobile payment revolves around utilizing the mobile phones to transfer money and make payments. The mobile money industry across the world has been continuously growing and expanding across various regions. The global mobile money market was estimated to be USD ~ billion, in terms of value of transactions. The massive increase in the payments, remittance and banking value is anticipated to be driven by Asia-Pacific region, with countries including China and India.

Asia Pacific accounted for the highest number of mobile payment users worldwide, followed by Europe and North America. Consequently, the region also noted the highest share in the transactions being operated through mobile devices, which was registered at 71.2%. Moreover, Asia-Pacific has continued to lead the market for mobile payment adoption in the world owing to the supportive policies of the governments in various nations and rapidly growing mobile phones subscriptions which has extended the services to even lower strata of the society.

The mobile payments market in Asia Pacific region is relatively varied and highly fragmented. The mobile money industry in China has showcased a magnificent growth over the span of last few years. India has an evolving landscape in terms of mobile money. The market is characterized with a huge fragmentation observed in the number and nature of services provided. Japan was the pioneer country which has had a long history of mobile payments. Japan and South Korea were amongst the leading nations for the adoption of mobile payments in the world and in Asia, owing to presence of most developed mobile cultures.

The share of mobile banking and card payments has however declined in the past years, owing to the increasing influx of players introducing mobile wallet services. Over the past years, many mobile wallets have been launched by various players such as telecom companies namely: Airtel Money (India), Smart Money and GCash (Philippines) and third party providers; for example, Alipay. Lakala, Tenpay (China).The transactions value for mobile payments and m-wallet industry in Asia pacific is expected to reach USD ~ billion by the end of 2019. The industry size is estimated to grow at a CAGR of 174.8% over the period of 2009-2019. The maximum growth is to be reflected by China and India.

Key Topics Covered in the Report:

– The market size of the Global Mobile Money Market by Transaction Value- Global Market Segmentation by Geographies covering Asia Pacific, Africa, North America, – The market size of the Asia Pacific Mobile Money Payment Market by transaction value- Market Segmentation of Asia Pacific mobile money market by source of funding, remote and proximity payments and purpose of payments- Market Size of China Mobile Money Industry by Volume, Value and number of Customers of Mobile Banking and Third Party Providers- Market Segmentation of China Mobile Money Industry by different channels of payments and consumer and enterprise payments- Competitive Landscape and Market Shares of major companies- Market Size of India Mobile Money Industry by Volume and Value of M-wallet, Mobile Banking and mPOS markets- Market Segmentation of India M-wallet Industry by open, closed and semi-closed wallets and consumer and enterprise payments- Company Profiles and Market Share of Major Players in India Mobile Money Industry- Overview of Mobile Money Industries in Japan, South Korea and The Philippines– Trends and Developments, Business models and Value Chain Analysis- Future Outlook and Projections of Asia-Pacific and Global Mobile Money Industry

Read the full report: http://www.reportlinker.com/p03147365-summary/view-report.html

 

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