Travelling: The Best Vacation Checklist

The needs of a journey

Travelling? The best vacation checklist

Travelling is fun when properly planned. Prior planning helps one avoid the disappointments associated with shortages , inconveniences or unplanned costs. How would feel after meeting all the travel expenses only to find that you lack some of the essentials for the journey?.

A traveler’s checklist will help you avoid such circumstances. The demands of a journey depends on some various factors.They include

  1. Purpose of the journey – Or the reason you are travelling. The needs for safari journey are different from those of business travelling.
  2. Duration of stay – The needs of a person travelling for one month are different from those of a person travelling for days.
  3. Place – Each place has its specific needs and demands. This may be due to terrain, weather, insects present etc. It determines what you are going to include in your travelling pack.It is therefore good that you consult a person or do some research on the area that you are visiting.

What do am I going to pack?

Essentials first rule

There are some general things that should never miss in your travelling pack. People sometimes tend to forget about them only to realize how costly their mistakes were.

They include;

  1. Emergency contacts – Yes, you can never be 100% about your safety especially when travelling abroad. So who would you contact in case of an accident or disaster? You should always have emergency contacts of maybe your country embassy or consulate.
  2. International driving permit – May be you would be staying for long in the place that you are travelling. The cost of hiring taxis may be high and there might be inconveniences associate with the public transport means. The best way to prepare for this uncertainty is to carry your international driving permit
  3. Timetable – Yes, you should have a clear timetable which shows where you are supposed to be and at what time.This will help you avoid wasting time on some unintended activities only to realize this when time is already gone.
  4. Money access means – Be sure of the availability of the means of accessing money in the place you will be travelling. It is advisable that you use the easily convertible currencies for conveniences.
  5. Medication – You may be under certain medication. You can never be sure on the availability of same health services in the place you are travelling. It is therefore good to carry with you drugs which highly depend on. It is also good to carry sunscreen creams and sunglasses if your vacation involves much exposure to sun. Insect repellants and first aid kit are also essential if it is a wild life tour or safari.
  6. Adequate clothing – You should take into consideration the weather of the place that you will be visiting when choosing the types of clothes to carry.The type also depends on the anticipated vacation activities.
  7. Journal / camera– So how are you going to capture the memorable moments of your vacation?.If possible,it is good that you include a good camera in your travelling list.If not possible, get a good journal and capture the moments.
  8. Documentation – Make sure that you have included all the essential legal travel documents in your packlist.The may include passport, vaccination certificates, Identity cards etc.Take your time to check on their validity.
  9. The others include; toiletries, chargers etc

Kuta Bali: Paradise for Sunset Lovers

Kuta Bali: Paradise for Sunset Lovers

Enjoying sunset at the beach is the best activity that everyone would love. Kuta Bali is one of the places you can visit to enjoy sunset. There are so many beaches which have exotic corners to enjoy the sunset. With beer at hand, you can just lay in the sand by enjoying the romantic side of this small city. As a small beautiful Island in Indonesia, Bali has a big romantic magnet which can definitely pamper your eyes with the exotic atmosphere of its beaches. No wonder if this place becomes one of the world’s best visited places for people. Not only ordinary people come to this place, Hollywood stars also recommend this exotic small island to be visited. Julia Roberts, Paris Hilton, Justin Bieber are several celebrities who had been in this small island just to enjoy the beaches and the nature. Indeed, you won’t be disappointed when you come to visit this place. The people, culture, and the nature are priceless.

Visit the Asian Paradise in Kuta Bali Beach

If you come to visit Bali, Kuta Bali beach is the most well known beach which is always visited by many people from all over the world. This is the beautiful beach which gives you the best panoramic sunset. You can not only enjoy the sunset but you can also do surfing if you love it. The lovely atmosphere of Kuta Bali beach has the magical energy which always makes people love to be there. Because of its beauty, this place is well known as one of the paradises you can enjoy in Bali. Besides the beach, you can find so many restaurants which and hotels which provide the beautiful scenery of the beach. You can try to enjoy your meal or dinner while seeing the beautiful sunset along the beach.

tmf Accounting Services

Veteran Business Owner Caters to Novice Business Owners

Meet Woman in Business Tashia M. Flucas, Owner/Accounting Professional of tmf Accounting Services

Tell us about your business.

Primary services include bookkeeping, income tax preparation, and payroll processing. We cater to novice business owners, entrepreneurs, and investors just like your readers. We keep our clients financials records in good health, while they focus on what matters most – Building their businesses.

Please tell us what being a business owner means to you and why you became an entrepreneur in the first place?

Being a business owners means having independence to work with a diverse group of professionals. The opportunity to selectively choose business owners who are passionate about their venture and sharp enough to hire an expert. I became an entrepreneur due to the bust of 2001. I was working as a Staff Accountant for a who lost their funding. We were managing the financials for numerous start-ups. After receiving my pink slip and lots of sleepless nights. I came to this conclusion – there must be small business owners who need a bookkeeper, but can not afford a full-time person. So I sought out business who needed a “Part-Time Bookkeeper”.

What or who has been your greatest influence in business and why?

Madam CJ Walker she was one of the 1st self-made millionaires. I admire her because she gave herself a start. When others told her she would not amount to anything she proved them wrong and designed a line of hair products and instruments which are still used today.

What would you say is your greatest professional accomplishment to date?

Getting through those initial three years of business. I struggled even took on a seasonal job at UPS, but I was determined to make a career for myself. A high percentage of businesses fail in the first two of inception. Great service will survive in any economy.

What’s the best advice you have received in business that you wish to pass on to our readers?

Be truthful. Clients do not like surprises, however they do appreciate honesty.

What has been the most effective marketing initiatives or programs you have used to promote your business?

Investing in signage and advertising. Keep your messages short and sweet.

What one thing have you learned as a small business owner that has served you well over the years?

Show interest in your clients and prospects. Survey your clients get a clear idea of what they like and dislike. You don’t want to send them chocolates and they are allergic to them.

Are there any resources or tools you’d like to share with other small business owners that have helped you run your business? If yes, please describe.

At times I need to send large files or secure files and I use . For posting free classified ads I use and to create surveys I use

Do you have any new projects coming up? If so, please tell us about it.

I am working on a tax workshop to assist novice business owners on what and what is not deductible for their business.

What do you do for fun/relaxation?

I love to travel, visiting exotic places, playing tennis, and sipping orange flavored teas.

What is the Number One Business Goal you plan to accomplish over the next year?

To coach Bookkeepers on how to deal with clients and run a successful practice.

You want to write a book on … The Dynamics of Networking. Networking is very important in business and life in general. I am a connector and would enjoying sharing this with others.

Is there anything else you’d like to share with our readers?

Get Support – Network – Join your local Chamber – Be Active

What’s the best way for our readers to connect with you?

The Best Classes to Take to Become an Accountant


Accountancy can be a solid and rewarding career choice for people interested in business and finance. Anyone planning on studying for a degree in accounting can make some academic choices now that will make earning their degree easier.

Accountants are responsible for helping individuals and businesses understand their financial responsibilities, assisting people in reducing their tax burdens and helping to promote good money management.

If you’re interested in becoming an accountant, there are a number of areas that you will want to study that will give you the best chances. This article explores the general and specific classes that you could take to support a career as an accountant. There are two main areas that can assist you:

  • To expand your business knowledge, you should take some general business studies.
  • For an accounting degree, you will need to take formal accountancy classes.

General business studies

When you’re looking for general classes to take and skills to learn, you should focus on areas that will increase your knowledge of business, enhance your own skills and give you experience in related fields.

Completing a variety of studies will give you a good general grounding and understanding that will make earning your accounting degree that much easier. These areas might include:

  • Statistics, mathematics and analysis.
  • Business strategy, tactics and management.
  • Financial and risk management.
  • Business communications.
  • Macro and micro-economics.
  • IT and technology studies.

Additional classes

You may also need to take additional classes (either optional or as part of the core curriculum) to increase the number of credits that you can earn towards your degree.

Requirements vary between academic institutions and you should check the websites of any colleges or universities that you are interested in to learn their requirements.

In closing

Good accountants have an excellent understanding of business and a diverse set of skills.

Making the right choices about your academic needs now can make it much easier for you to earn a degree and let potential future employers know about your interests and talents.

How is Technology Taking Over a Bookkeeper’s Job?

There are certainly some businesses which couldn’t help but be conservative when it comes to accounting and bookkeeping services, which is sad to say, leaving them in the Jurassic era. Business owners should never be intimidated with advances in accounting technology. No matter how many years your business stood using traditional methods, it’s about time you consider and embrace that big technological change for better productivity and profit.

Intelligent Data Entry

Yes, the human mind is responsible for developing technology. However, we’re only humans and we’re not as perfect as these online tools were programmed to be. Online accounting tools such as Quickbooks has the capabilities of downloading bank transactions directly, organising payrolls, and providing tax reports with just one click. Shoeboxed can organise and archive receipts with great ease. Xero can do automatic bank reconciliation and has the feature of online invoicing so you can collect payments from your customers and get paid faster. The main point is that these tools make calculations easier and keep everything in one place, saving you time, energy, and money. All information is accessible 24/7, yet highly reliable for confidentiality.

Businesses Should Keep Up with the Times

During this time of rapid technological evolution, people want products and services FAST. Time is of the essence to everyone, so whoever can provide clients with quality goods and services in the least amount of time, wins. How can you provide for your clients when you spend too much time on manual accounting? The competition is growing every day and your business needs to keep up, gradually at least, or else you’ll lose your clients to your competitors which possibly leads to a slow death of your business.

The Bookkeeper’s New Role

The technological advances in the accounting world would not necessarily mean the elimination of a bookkeeper. The bookkeeper’s job now is not limited to clerical data entry; because they are familiar with the financial data flow of your business, they can now assist you in interpreting the real VALUE from your financial information and how it affects your business. You can now make sound decisions on how to move forward with your business or what expenses to trim.

Benefits for the Business

Overall, there are so many great advantages of utilising technology for accounting. The paperless method takes out the hassle of mailing and sorting. All documents are neatly organised and shared in one space. Data entry is way easier and there’s less probability for miscalculations. And you can even save more time as the tools can help you calculate taxes, payrolls, and other aspects of your business with just a few clicks. How great is that!

Your bookkeeper, however, is still the greatest ‘tool’ that you have. They are trained not just to do clerical entries, but also to track the flow of finances, analyse, and interpret all your financial information. They can help you make sound decisions and help you plan your business move. By succumbing to the advances of accounting technology, you are now able to free up more time to spend on generating more customers and making your business grow.

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